Affordable Life Insurance with Living Benefits
You’re working hard to build your life. Life insurance is a unique financial tool that can be structured to accomplish many objectives, and it can be customized to fit very specific needs.
In its simplest form, life insurance is a promise between an insurance company and you, the policy owner. If you pay a certain amount of money (premium) to the insurance company, the insurance company will pay a certain amount of money (death benefit) to the person (beneficiary) you tell us to when the person whose life is being insured dies. And, it can include “Living Benefits” that can pay you during your lifetime.
There are different types of life insurance:
Term life insurance may make sense for those who have budget limitations, large protection needs or temporary need.
Contact us to find out how life insurance can provide you with security, protection and opportunities that can help you make what may be today’s dreams, tomorrow’s reality.
Our Approach and Services Deliver Complete Coverage for Every Equestrian
Our critical injury coverage includes but is not limited to:
• Coma• Paralysis• Severe Burns• Traumatic Brain Injury
Generally, if you have been diagnosed with a terminal illness that will result in death within 24 months (12 months in some states) of certi cation of the illness by a physician.
A doctor has certifed, within the past 12 months, that you are unable to perform twoout of six “activities of daily living” for a period of at least 90 consecutive days without assistance, or that you are generally cognitively impaired.
Activities of Daily Living:
Living benefits can be used for, but are not limited to:
Nearly every study indicates that a large percentage of people, including high earners, do not have sufficient money to maintain their lifestyle for the course of their approximately 22 year retirement. Plus, a result of being successful means needing to save even more for retirement over and above what is already in Social Security and qualified plans. Our financial strategies is one of the very few plans that allows participants to use additional money to give them more benefits than they can save for by themselves.
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